Debt Solutions
Understand your options. Find a way forward.
Financial difficulty can happen for many reasons. If your debts have become difficult to manage, the first step is understanding what options are available to you.
At DCS Group, we take the time to understand your circumstances, your debts and what you can realistically afford.
We can help you:
Understand the debt solutions available to you
Review your income, expenses and financial commitments
Work out what you can realistically afford to repay
Understand the costs, benefits and implications of available options
Assist you to narrow down on a solution that is appropriate for your circumstances
Deal with creditors on your behalf
Start With A Free Assessment
Your initial assessment is free and there is no obligation to proceed.
We will talk through your financial situation, explain the options available to you and help you understand what each could mean for you.
If you decide to proceed with a debt solution through DCS Group, we will clearly explain all costs, benefits and implications with you, so that you can make an informed decision.
A Conversation Without Judgement
We understand that talking about debt isn't always easy. Our role is to listen, understand what has happened and help you work through your options.
Your circumstances will be treated with respect and confidentiality.
An Australian Team
Our consultants are based in Australia. They are trained to understand financial hardship and the debt solutions available to Australians.
From your first conversation, our focus is simple: understand your situation, explain your options clearly and help you make an informed decision about what happens next.
Your 5 Steps to Financial Freedom
Step 1
Free Assessment
Call us for a free, no-obligation assessment.
We'll take the time to understand your financial situation without judgement, explain the options available to you and answer your questions.
You then decide what is right for you.
Step 2
Choose the Right Solution
If you decide you'd like our help, we'll work with you to determine the solution that best suits your circumstances, your goals and, importantly, what you can genuinely afford.
Step 3
We Do the Heavy Lifting
Once you engage DCS Group, we take care of the process for you. We'll complete a detailed assessment, prepare everything required and deal with your creditors on your behalf.
Step 4
We Go Into Bat for You
Where negotiations with your creditors are required, we'll negotiate on your behalf to achieve the best possible outcome. Throughout the process, our focus is simple: finding an outcome that works for you and is genuinely affordable.
Step 5
Start Your Journey to Financial Freedom
Once your solution is in place, you can start moving forward. You'll have a clear plan, ongoing support from our team and, most importantly, a pathway towards becoming debt free.
The DCS Group Options
DCS Group offers a variety of debt solutions for people in financial distress. This includes Debt Agreements, Personal Insolvency Agreements and more.
Key Benefits For Our Main Solutions Are:
✓ One manageable payment instead of multiple unaffordable payments
✓ We deal with your creditors for you
✓ Won't affect your car loan or mortgage
✓ Know when you'll be debt free
Free Financial Counselling Is Available ⸺
If you are experiencing financial hardship and feel you have little or no money left in your budget to make repayments to your creditors, free and independent financial counselling is available through the National Debt Helpline on 1800 007 007.